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Practice banking and finance conversations with AI

Conversations in banks and financial institutions, including discussing accounts and investments. Fluently has 20 banking and finance scenarios. Each one is a short role-play with an AI partner and four goals; you finish when you have done them all, by text chat or voice call, in any of 29 languages.

Updated 2026-10-02

๐Ÿ’ณ

Opening a Checking Account

You're at the bank to open a new checking account

  1. Greet the bank teller
  2. Express your interest in opening a checking account
  3. Ask about different types of checking accounts
  4. Inquire about any associated fees
๐Ÿ’ฐ

Depositing a Check

You're at the bank to deposit a check you received

  1. Greet the bank teller
  2. State that you want to deposit a check
  3. Provide your account number
  4. Ask when the funds will be available
๐Ÿ’ต

Withdrawing Cash

You're at the bank to withdraw cash from your account

  1. Greet the bank teller
  2. Request to withdraw cash from your account
  3. Specify the amount you want to withdraw
  4. Provide your identification when asked
๐Ÿงฎ

Checking Account Balance

You're at the bank to check your account balance

  1. Greet the bank teller
  2. Request to check your account balance
  3. Provide your account information
  4. Ask about recent transactions
๐Ÿ’ณ

Applying for a Credit Card

You're at the bank to apply for a new credit card

  1. Greet the bank representative
  2. Express your interest in applying for a credit card
  3. Ask about different credit card options
  4. Inquire about the application process
๐Ÿ’ธ

Setting Up Direct Deposit

You're at the bank to set up direct deposit for your paycheck

  1. Greet the bank teller
  2. Request to set up direct deposit
  3. Ask what information is required from your employer
  4. Confirm your account details for the direct deposit
๐Ÿ“’

Ordering New Checks

You're at the bank to order new checks for your account

  1. Greet the bank teller
  2. Request to order new checks
  3. Ask about available check designs
  4. Inquire about the cost and delivery time
๐Ÿ“ž

Updating Contact Information

You're at the bank to update your contact information

  1. Greet the bank teller
  2. Request to update your contact information
  3. Provide your new contact details
  4. Confirm the changes made to your account
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Inquiring About Savings Accounts

You're at the bank to inquire about opening a savings account

  1. Greet the bank representative
  2. Express your interest in opening a savings account
  3. Ask about different types of savings accounts
  4. Inquire about current interest rates
๐Ÿšซ๐Ÿ’ณ

Reporting a Lost Debit Card

You're at the bank to report a lost debit card

  1. Greet the bank teller
  2. Report that you've lost your debit card
  3. Ask about steps to protect your account
  4. Request a replacement card
๐Ÿ’ผ

Discussing Loan Options

You're at the bank to discuss loan options

  1. Greet the loan officer
  2. Express your interest in exploring loan options
  3. Ask about different types of loans available
  4. Inquire about current interest rates and terms
๐Ÿ’ป

Setting Up Online Banking

You're at the bank to set up online banking for your account

  1. Greet the bank representative
  2. Request to set up online banking
  3. Ask about security measures for online banking
  4. Inquire about the mobile banking app
๐Ÿ“ˆ

Opening a Certificate of Deposit

You're at the bank to open a Certificate of Deposit (CD)

  1. Greet the bank representative
  2. Express your interest in opening a Certificate of Deposit
  3. Ask about CD terms and interest rates
  4. Inquire about the minimum deposit required
โ†”๏ธ๐Ÿ’ฐ

Transferring Funds Between Accounts

You're at the bank to transfer funds between your accounts

  1. Greet the bank teller
  2. Request to transfer funds between your accounts
  3. Specify the accounts for the transfer
  4. Confirm the amount to be transferred
๐Ÿ‘ต๐Ÿ‘ด

Inquiring About Retirement Accounts

You're at the bank to inquire about retirement account options

  1. Greet the financial advisor
  2. Express your interest in retirement account options
  3. Ask about different types of retirement accounts
  4. Inquire about contribution limits and tax benefits
โ—๏ธ

Disputing a Transaction

You're at the bank to dispute a transaction on your account

  1. Greet the bank representative
  2. Explain the transaction you want to dispute
  3. Ask about the dispute process
  4. Inquire about the expected timeline for resolution
๐Ÿšซ

Closing a Bank Account

You're at the bank to close one of your accounts

  1. Greet the bank teller
  2. Request to close your account
  3. Ask about the account closure process
  4. Inquire about receiving your final balance
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Requesting a Bank Statement

You're at the bank to request a copy of your bank statement

  1. Greet the bank teller
  2. Request a copy of your bank statement
  3. Specify the time period for the statement
  4. Ask about delivery options for the statement
๐Ÿ’ฑ

Inquiring About Foreign Currency Exchange

You're at the bank to inquire about exchanging foreign currency

  1. Greet the bank teller
  2. Express your interest in exchanging foreign currency
  3. Ask about current exchange rates
  4. Inquire about any fees for the exchange
๐Ÿ”„

Setting Up Automatic Payments

You're at the bank to set up automatic payments for your bills

  1. Greet the bank representative
  2. Request to set up automatic payments
  3. Ask what information is needed for setup
  4. Inquire about setting payment schedules

How a scenario works

  1. Pick a language and a level. Any of 29; the level sets how simple or rich your partner's language is.
  2. Chat or call. Type, hold the mic to speak, or start a hands-free call with subtitles.
  3. Hit the goals. They tick off as you go. Stuck? Ask for suggestions or translate any reply.
  4. Learn from it. What you got wrong is kept in your Study tab, and with Pro it turns into your next daily lesson.

Learning one of these? There is also a full course in English, Spanish, French, German, Italian, Portuguese, Dutch, Russian, Turkish.